layouttitle
schemaaccount

Account Schema


An Account represents a financial account that describes the funds that a customer has entrusted to a financial institution in the form of deposits or credit balances.

Properties

NameDescriptionTypeEnum
id
The unique identifier for the account within the financial institution.
string-
date
The observation or value date for the data in this object. Formatted as YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
string-
acc_fv_change_before_taxes
Accumulated change in fair value before taxes.
integer-
accounting_treatment
An Account represents a financial account that describes the funds that a customer has entrusted to a financial institution in the form of deposits or credit balances.
string
cb_or_demandheld_for_tradingfv_thru_pnlfv_mandatorilyfv_ociamortised_costheld_for_hedgeavailable_for_saleloans_and_recsheld_to_maturity
accrued_interest
The accrued interest since the last payment date and due at the next payment date. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
arrears_balance
The balance of the capital amount that is considered to be in arrears (for overdrafts/credit cards). Monetary type represented as a naturally positive integer number of cents/pence.
integer-
asset_liability
An Account represents a financial account that describes the funds that a customer has entrusted to a financial institution in the form of deposits or credit balances.
string
assetliabilityequity
balance
The contractual balance on the date and in the currency given. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
base_rate
The base rate represents the basis of the rate on the balance at the given date as agreed in the terms of the account.
string
ZEROUKBRBASEFDTR
behavioral_curve_id
The unique identifier for the behavioral curve used by the financial institution.
string-
break_dates
Dates where this contract can be broken (by either party). Formatted as YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
array-
call_dates
Dates where this contract can be called (by the customer). Formatted as YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
array-
country_code
An Account represents a financial account that describes the funds that a customer has entrusted to a financial institution in the form of deposits or credit balances.
string
AFAXALDZASADAOAIAQAGARAMAWAUATAZBSBHBDBBBYBEBZBJBMBTBOBQBABWBVBRIOBNBGBFBICVKHCMCAKYCFTDCLCNCXCCCOKMCGCDCKCRCIHRCUCWCYCZDKDJDMDOECEGSVGQEREEETFKFOFJFIFRGFPFTFGAGMGEDEGHGIGRGLGDGPGUGTGGGNGWGYHTHMVAHNHKHUISINIDIRIQIEIMILITJMJPJEJOKZKEKIKPKRKWKGLALVLBLSLRLYLILTLUMOMKMGMWMYMVMLMTMHMQMRMUYTMXFMMDMCMNMEMSMAMZMMNANRNPNLNCNZNINENGNUNFMPNOOMPKPWPSPAPGPYPEPHPNPLPTPRQARERORURWBLSHKNLCMFPMVCWSSMSTSASNRSSCSLSGSXSKSISBSOZAGSSSESLKSDSRSJSZSECHSYTWTJTZTHTLTGTKTOTTTNTRTMTCTVUGUAAEGBUSUMUYUZVUVEVNVGVIWFEHYEZMZWAAQMQNQOQPQQQRQSQTQUQVQWQXQYQZXAXBXCXDXEXFXGXHXIXJXKXLXMXNXOXPXQXRXSXTXUXVXWXXXYXZZZ
cost_center_code
The organizational unit or sub-unit to which costs/profits are booked.
string-
currency_code
An Account represents a financial account that describes the funds that a customer has entrusted to a financial institution in the form of deposits or credit balances.
string
AEDAFNALLAMDANGAOAARSAUDAWGAZNBAMBBDBDTBGNBHDBIFBMDBNDBOBBOVBRLBSDBTNBWPBYNBZDCADCDFCHECHFCHWCLFCLPCNYCOPCOUCRCCUCCUPCVECZKDJFDKKDOPDZDEGPERNETBEURFJDFKPGBPGELGHSGIPGMDGNFGTQGYDHKDHNLHRKHTGHUFIDRILSINRIQDIRRISKJMDJODJPYKESKGSKHRKMFKPWKRWKWDKYDKZTLAKLBPLKRLRDLSLLYDMADMDLMGAMKDMMKMNTMOPMRUMURMVRMWKMXNMXVMYRMZNNADNGNNIONOKNPRNZDOMRPABPENPGKPHPPKRPLNPYGQARRONRSDRUBRWFSARSBDSCRSDGSEKSGDSHPSLLSOSSRDSSPSTNSYPSZLTHBTJSTMTTNDTOPTRYTTDTWDTZSUAHUGXUSDUSNUSSUYIUYUUYWUZSVESVNDVUVWSTXAFXAGXAUXBAXBBXBCXBDXCDXDRXOFXPDXPFXPTXSUXTSXUAXXXYERZARZMWCNH
customer_id
The unique identifier used by the financial institution to identify the customer that owns the account.
string-
end_date
The end or maturity date of the account. Format should be YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601
string-
encumbrance_amount
The amount of the account that is encumbered by potential future commitments or legal liabilities. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
encumbrance_type
The type of the encumbrance causing the encumbrance_amount.
string
repocovered_bondderivativenoneother
fvh_level
Fair value hierarchy category according to IFRS 13.93 (b)
integer-
first_payment_date
The first payment date for interest payments.
string-
guarantee_amount
The amount of the account that is guaranteed under a Government Deposit Guarantee Scheme. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
guarantee_scheme
The Government Deposit Scheme scheme under which the guarantee_amount is guaranteed.
string
be_pfbg_difhr_dicy_dpscz_difdk_gdfiee_dgsfi_dgffr_fdggb_fscsde_edbde_edode_edwgr_dgshu_ndifie_dgsit_fitdlv_dgflt_vilu_fgdlmt_dcsnl_dgspl_bfgpt_fgdro_fgdbsk_dpfsi_dgses_fgdse_ndous_fdic
impairment_amount
The impairment amount is the allowance set aside by the firm that accounts for the event that the asset becomes impaired in the future.
integer-
impairment_status
The recognition stage for the impairment/expected credit loss of the product.
string
performingstage_1normalwatchstage_2substandardnon_performingstage_3doubtfulloss
insolvency_rank
The insolvency ranking as per the national legal fraamework of the reporting institution.
integer-
last_payment_date
The final payment date for interest payments, often coincides with end_date.
string-
ledger_code
The internal ledger code or line item name.
string-
limit_amount
The minimum balance the customer can go overdrawn in their account.
integer-
next_payment_date
The next date at which interest will be paid or accrued_interest balance returned to zero.
string-
next_withdrawal_date
The next date at which customer is allowed to withdraw money from this account.
string-
on_balance_sheet
Is the account or deposit reported on the balance sheet of the financial institution?
boolean-
prev_payment_date
The most recent previous date at which interest was paid or accrued_interest balance returned to zero.
string-
product_name
The name of the product as given by the financial institution to be used for display and reference purposes.
string-
purpose
The purpose for which the account was created or is being used.
string
depositcash_managementci_servicecollateralclearingcustodyipsoperationaloperational_escrowescrowprime_brokeragefirm_operating_expensesemployeesystemcritical_servicetaxother
rate
The full interest rate applied to the account balance in percentage terms. Note that this therefore includes the base_rate (ie. not the spread).
number-
rate_type
Describes the type of interest rate applied to the account.
string
fixedvariabletrackercombinedpreferential
regulatory_book
An Account represents a financial account that describes the funds that a customer has entrusted to a financial institution in the form of deposits or credit balances.
string
trading_bookbanking_book
reporting_lei
The LEI code for the legal entity under which the account is being reported.
string-
reporting_entity_name
The name of the reporting legal entity for MI purposes (as LEI code may not be available).
string-
risk_country_code
An Account represents a financial account that describes the funds that a customer has entrusted to a financial institution in the form of deposits or credit balances.
string
AFAXALDZASADAOAIAQAGARAMAWAUATAZBSBHBDBBBYBEBZBJBMBTBOBQBABWBVBRIOBNBGBFBICVKHCMCAKYCFTDCLCNCXCCCOKMCGCDCKCRCIHRCUCWCYCZDKDJDMDOECEGSVGQEREEETFKFOFJFIFRGFPFTFGAGMGEDEGHGIGRGLGDGPGUGTGGGNGWGYHTHMVAHNHKHUISINIDIRIQIEIMILITJMJPJEJOKZKEKIKPKRKWKGLALVLBLSLRLYLILTLUMOMKMGMWMYMVMLMTMHMQMRMUYTMXFMMDMCMNMEMSMAMZMMNANRNPNLNCNZNINENGNUNFMPNOOMPKPWPSPAPGPYPEPHPNPLPTPRQARERORURWBLSHKNLCMFPMVCWSSMSTSASNRSSCSLSGSXSKSISBSOZAGSSSESLKSDSRSJSZSECHSYTWTJTZTHTLTGTKTOTTTNTRTMTCTVUGUAAEGBUSUMUYUZVUVEVNVGVIWFEHYEZMZWAAQMQNQOQPQQQRQSQTQUQVQWQXQYQZXAXBXCXDXEXFXGXHXIXJXKXLXMXNXOXPXQXRXSXTXUXVXWXXXYXZZZ
source
The source(s) where this data originated. If more than one source needs to be stored for data lineage, it should be separated by a dash. eg. Source1-Source2
string-
start_date
The timestamp that the trade or financial product commences. YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
string-
status
Describes if the Account is active or been cancelled.
string
activecancelledcancelled_payout_agreedtransactionalother
type
This is the type of the account with regards to common regulatory classifications.
string
callcdcurrentdeferredintangiblegoodwillcredit_cardinternet_onlyisamoney_marketirabondsretail_bondssavingspaymentstime_depositvostroprovisionsuspensetangibleppeinvestment_propertyowner_propertypropertyreserverevenue_reserveshare_planreg_losscf_hedgeother
trade_date
The timestamp that the trade or financial product terms are agreed. YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
string-
uk_funding_type
Funding type calculated according to BIPRU 12.5
string
ab
version_id
The version identifier of the data such as the firm’s internal batch identifier.
string-
withdrawal_penalty
This is the penalty incurred by the customer for an early withdrawal on this account. An early withdrawal is defined as a withdrawal prior to the next_withdrawal_date. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
count
Describes the number of accounts aggregated into a single row.
integer-
minimum_balance_eur
Indicates the minimum balance, in Euros, of each account within the aggregate. Monetary type represented as a naturally positive integer number of cents/pence.
integer-
next_repricing_date
The date on which the interest rate of the account will be re-calculated. YYYY-MM-DDTHH:MM:SSZ in accordance with ISO 8601.
string-